Call reports 2018
UNION BANKING COMPANY, THE — 2018
What UNION BANKING COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,647,000 | 55,735,000 | 55,245,000 | 56,486,000 |
| Total loans | 5,114,000 | 4,859,000 | 4,830,000 | 4,787,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 43,523,000 | 44,837,000 | 44,188,000 | 45,932,000 |
| Securities held to maturity | 1,509,000 | 1,509,000 | 1,510,000 | 787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,537,000 | 38,426,000 | 38,583,000 | 39,460,000 |
| Interest-bearing deposits | 34,700,000 | 34,597,000 | 34,845,000 | 34,714,000 |
| Noninterest-bearing deposits | 3,837,000 | 3,829,000 | 3,738,000 | 4,746,000 |
| Equity capital | 6,538,000 | 6,468,000 | 6,066,000 | 6,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 942,000 | 1,414,000 | 1,895,000 |
| Interest expense | 93,000 | 190,000 | 288,000 | 392,000 |
| Net interest income | 426,000 | 752,000 | 1,126,000 | 1,503,000 |
| Noninterest income | 17,000 | 33,000 | 49,000 | 67,000 |
| Noninterest expense | 202,000 | 397,000 | 608,000 | 847,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 241,000 | 388,000 | 567,000 | 723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 388,000 | 567,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,405,000 | 6,423,000 | 6,472,000 | 6,368,000 |
| Total capital | 6,457,000 | 6,475,000 | 6,524,000 | 6,420,000 |
| Risk-weighted assets | 15,949,000 | 15,728,000 | 16,244,000 | 16,108,000 |