Call reports 2016
UNION BANKING COMPANY, THE — 2016
What UNION BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,636,000 | 57,227,000 | 57,481,000 | 56,100,000 |
| Total loans | 7,016,000 | 6,818,000 | 6,928,000 | 6,538,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 42,908,000 | 42,942,000 | 43,040,000 | 42,649,000 |
| Securities held to maturity | 2,219,000 | 2,210,000 | 2,087,000 | 1,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,381,000 | 38,451,000 | 38,653,000 | 38,672,000 |
| Interest-bearing deposits | 35,139,000 | 34,854,000 | 35,211,000 | 34,907,000 |
| Noninterest-bearing deposits | 4,242,000 | 3,597,000 | 3,442,000 | 3,765,000 |
| Equity capital | 7,736,000 | 8,212,000 | 8,246,000 | 6,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 991,000 | 1,477,000 | 1,967,000 |
| Interest expense | 143,000 | 260,000 | 366,000 | 473,000 |
| Net interest income | 361,000 | 731,000 | 1,111,000 | 1,494,000 |
| Noninterest income | 18,000 | 37,000 | 56,000 | 73,000 |
| Noninterest expense | 191,000 | 387,000 | 575,000 | 795,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 183,000 | 376,000 | 587,000 | 767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 376,000 | 587,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,006,000 | 6,069,000 | 6,151,000 | 6,070,000 |
| Total capital | 6,060,000 | 6,123,000 | 6,205,000 | 6,124,000 |
| Risk-weighted assets | 17,446,000 | 16,771,000 | 17,062,000 | 16,693,000 |