Call reports 2015
UNION BANKING COMPANY, THE — 2015
What UNION BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,190,000 | 56,453,000 | 56,735,000 | 57,402,000 |
| Total loans | 7,093,000 | 7,110,000 | 6,995,000 | 7,076,000 |
| Allowance for loan losses | 67,000 | 63,000 | 49,000 | 49,000 |
| Securities available for sale | 42,886,000 | 42,378,000 | 42,185,000 | 43,219,000 |
| Securities held to maturity | 2,230,000 | 2,210,000 | 2,285,000 | 2,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,884,000 | 39,044,000 | 38,947,000 | 39,275,000 |
| Interest-bearing deposits | 35,866,000 | 36,026,000 | 35,472,000 | 34,827,000 |
| Noninterest-bearing deposits | 3,018,000 | 3,018,000 | 3,475,000 | 4,448,000 |
| Equity capital | 7,701,000 | 6,761,000 | 7,194,000 | 7,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,039,000 | 1,557,000 | 2,069,000 |
| Interest expense | 141,000 | 283,000 | 428,000 | 573,000 |
| Net interest income | 375,000 | 756,000 | 1,129,000 | 1,496,000 |
| Noninterest income | 19,000 | 63,000 | 82,000 | 102,000 |
| Noninterest expense | 236,000 | 426,000 | 600,000 | 808,000 |
| Provision for loan losses | 15,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 143,000 | 382,000 | 600,000 | 779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 382,000 | 600,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,862,000 | 5,842,000 | 5,930,000 | 5,953,000 |
| Total capital | 5,929,000 | 5,905,000 | 5,979,000 | 6,002,000 |
| Risk-weighted assets | 17,012,000 | 16,927,000 | 17,186,000 | 16,794,000 |