Call reports 2013
UNION BANKING COMPANY, THE — 2013
What UNION BANKING COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,551,000 | 56,802,000 | 55,927,000 | 55,312,000 |
| Total loans | 8,112,000 | 8,021,000 | 7,849,000 | 7,823,000 |
| Allowance for loan losses | 40,000 | 40,000 | 64,000 | 58,000 |
| Securities available for sale | 39,802,000 | 39,740,000 | 39,286,000 | 38,588,000 |
| Securities held to maturity | 3,634,000 | 3,551,000 | 2,988,000 | 2,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,100,000 | 40,268,000 | 39,457,000 | 39,315,000 |
| Interest-bearing deposits | 36,277,000 | 36,139,000 | 29,086,000 | 34,985,000 |
| Noninterest-bearing deposits | 3,823,000 | 4,129,000 | 10,371,000 | 4,330,000 |
| Equity capital | 7,863,000 | 5,934,000 | 5,861,000 | 5,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,142,000 | 1,696,000 | 2,250,000 |
| Interest expense | 160,000 | 319,000 | 476,000 | 631,000 |
| Net interest income | 416,000 | 823,000 | 1,220,000 | 1,619,000 |
| Noninterest income | 24,000 | 45,000 | 70,000 | 274,000 |
| Noninterest expense | 185,000 | 354,000 | 533,000 | 736,000 |
| Provision for loan losses | -59,000 | -59,000 | -36,000 | -24,000 |
| Pretax income | 314,000 | 573,000 | 793,000 | 1,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 573,000 | 793,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,891,000 | 6,020,000 | 6,110,000 | 5,729,000 |
| Total capital | 5,931,000 | 6,060,000 | 6,174,000 | 5,787,000 |
| Risk-weighted assets | 17,591,000 | 17,637,000 | 17,869,000 | 16,985,000 |