Call reports 2012
UNION BANKING COMPANY, THE — 2012
What UNION BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,967,000 | 60,251,000 | 59,583,000 | 59,395,000 |
| Total loans | 8,098,000 | 8,233,000 | 8,505,000 | 8,226,000 |
| Allowance for loan losses | 104,000 | 104,000 | 104,000 | 100,000 |
| Securities available for sale | 38,266,000 | 41,294,000 | 40,095,000 | 41,214,000 |
| Securities held to maturity | 6,026,000 | 5,911,000 | 5,629,000 | 3,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,143,000 | 40,116,000 | 38,922,000 | 40,529,000 |
| Interest-bearing deposits | 35,103,000 | 35,575,000 | 35,137,000 | 35,706,000 |
| Noninterest-bearing deposits | 4,040,000 | 4,541,000 | 3,785,000 | 4,823,000 |
| Equity capital | 8,228,000 | 8,527,000 | 9,041,000 | 8,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,246,000 | 1,864,000 | 2,459,000 |
| Interest expense | 174,000 | 351,000 | 528,000 | 704,000 |
| Net interest income | 453,000 | 895,000 | 1,336,000 | 1,755,000 |
| Noninterest income | 24,000 | 49,000 | 73,000 | 96,000 |
| Noninterest expense | 176,000 | 345,000 | 513,000 | 765,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | -3,000 |
| Pretax income | 299,000 | 597,000 | 894,000 | 1,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 597,000 | 894,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,984,000 | 6,153,000 | 6,320,000 | 5,708,000 |
| Total capital | 6,088,000 | 6,257,000 | 6,424,000 | 5,808,000 |
| Risk-weighted assets | 24,236,000 | 17,705,000 | 17,654,000 | 17,654,000 |