Call reports 2011
UNION BANKING COMPANY, THE — 2011
What UNION BANKING COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,581,000 | 55,846,000 | 57,360,000 | 56,155,000 |
| Total loans | 9,036,000 | 9,416,000 | 9,144,000 | 8,404,000 |
| Allowance for loan losses | 119,000 | 119,000 | 111,000 | 102,000 |
| Securities available for sale | 34,390,000 | 34,632,000 | 35,767,000 | 36,565,000 |
| Securities held to maturity | 7,739,000 | 7,202,000 | 6,969,000 | 6,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,212,000 | 37,741,000 | 36,957,000 | 36,392,000 |
| Interest-bearing deposits | 33,241,000 | 34,871,000 | 33,977,000 | 32,686,000 |
| Noninterest-bearing deposits | 3,971,000 | 2,870,000 | 2,980,000 | 3,706,000 |
| Equity capital | 7,220,000 | 7,732,000 | 8,321,000 | 7,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,326,000 | 1,959,000 | 2,557,000 |
| Interest expense | 266,000 | 490,000 | 675,000 | 854,000 |
| Net interest income | 400,000 | 836,000 | 1,284,000 | 1,703,000 |
| Noninterest income | 26,000 | 52,000 | 76,000 | 100,000 |
| Noninterest expense | 194,000 | 362,000 | 536,000 | 797,000 |
| Provision for loan losses | 10,000 | 10,000 | 43,000 | 60,000 |
| Pretax income | 222,000 | 516,000 | 781,000 | 946,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 516,000 | 781,000 | 946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,742,000 | 5,906,000 | 6,041,000 | 5,816,000 |
| Total capital | 5,861,000 | 6,025,000 | 6,152,000 | 5,918,000 |
| Risk-weighted assets | 22,621,000 | 22,049,000 | 22,917,000 | 23,000,000 |