Call reports 2009
UNION BANKING COMPANY, THE — 2009
What UNION BANKING COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,495,000 | 71,030,000 | 70,579,000 | 69,657,000 |
| Total loans | 10,627,000 | 10,822,000 | 10,787,000 | 9,618,000 |
| Allowance for loan losses | 170,000 | 180,000 | 184,000 | 85,000 |
| Securities available for sale | 46,140,000 | 45,105,000 | 44,191,000 | 42,788,000 |
| Securities held to maturity | 8,541,000 | 8,431,000 | 8,285,000 | 8,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,079,000 | 33,056,000 | 34,127,000 | 34,773,000 |
| Interest-bearing deposits | 29,031,000 | 30,178,000 | 31,337,000 | 31,669,000 |
| Noninterest-bearing deposits | 3,048,000 | 2,879,000 | 2,790,000 | 3,104,000 |
| Equity capital | 6,610,000 | 6,133,000 | 7,126,000 | 7,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,701,000 | 2,541,000 | 3,342,000 |
| Interest expense | 579,000 | 1,150,000 | 1,684,000 | 2,170,000 |
| Net interest income | 288,000 | 551,000 | 857,000 | 1,172,000 |
| Noninterest income | 29,000 | 57,000 | 86,000 | 112,000 |
| Noninterest expense | 182,000 | 421,000 | 623,000 | 887,000 |
| Provision for loan losses | 0 | 11,000 | 17,000 | 45,000 |
| Pretax income | 135,000 | 177,000 | 304,000 | 353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 177,000 | 304,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,548,000 | 5,442,000 | 5,446,000 | 5,372,000 |
| Total capital | 5,718,000 | 5,622,000 | 5,630,000 | 5,457,000 |
| Risk-weighted assets | 24,277,000 | 24,445,000 | 24,550,000 | 23,964,000 |