Call reports 2007
UNION BANKING COMPANY, THE — 2007
What UNION BANKING COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,443,000 | 78,158,000 | 74,025,000 | 75,443,000 |
| Total loans | 13,297,000 | 12,795,000 | 12,212,000 | 11,181,000 |
| Allowance for loan losses | 133,000 | 133,000 | 133,000 | 133,000 |
| Securities available for sale | 50,053,000 | 48,498,000 | 47,358,000 | 49,503,000 |
| Securities held to maturity | 9,336,000 | 9,223,000 | 8,954,000 | 8,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,417,000 | 34,066,000 | 33,348,000 | 34,152,000 |
| Interest-bearing deposits | 31,846,000 | 31,337,000 | 30,818,000 | 31,144,000 |
| Noninterest-bearing deposits | 2,571,000 | 2,729,000 | 2,530,000 | 3,008,000 |
| Equity capital | 5,587,000 | 4,478,000 | 5,151,000 | 5,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,079,000 | 3,114,000 | 4,102,000 |
| Interest expense | 778,000 | 1,562,000 | 2,343,000 | 3,090,000 |
| Net interest income | 266,000 | 517,000 | 771,000 | 1,012,000 |
| Noninterest income | 31,000 | 62,000 | 92,000 | 126,000 |
| Noninterest expense | 161,000 | 320,000 | 518,000 | 752,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 259,000 | 345,000 | 386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 259,000 | 345,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,075,000 | 6,049,000 | 5,985,000 | 5,855,000 |
| Total capital | 6,208,000 | 6,182,000 | 6,118,000 | 5,988,000 |
| Risk-weighted assets | 26,233,000 | 25,984,000 | 24,702,000 | 23,864,000 |