Call reports 2006
UNION BANKING COMPANY, THE — 2006
What UNION BANKING COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,149,000 | 82,304,000 | 78,757,000 | 81,089,000 |
| Total loans | 14,568,000 | 14,477,000 | 14,583,000 | 13,609,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 | 133,000 |
| Securities available for sale | 52,839,000 | 53,184,000 | 49,572,000 | 49,772,000 |
| Securities held to maturity | 6,068,000 | 9,934,000 | 9,755,000 | 9,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,085,000 | 36,031,000 | 33,782,000 | 36,048,000 |
| Interest-bearing deposits | 32,058,000 | 32,432,000 | 31,691,000 | 33,427,000 |
| Noninterest-bearing deposits | 3,027,000 | 3,599,000 | 2,091,000 | 2,621,000 |
| Equity capital | 5,022,000 | 4,087,000 | 5,313,000 | 5,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,995,000 | 3,073,000 | 4,108,000 |
| Interest expense | 671,000 | 1,407,000 | 2,224,000 | 3,010,000 |
| Net interest income | 304,000 | 588,000 | 849,000 | 1,098,000 |
| Noninterest income | 37,000 | 74,000 | 113,000 | 524,000 |
| Noninterest expense | 175,000 | 350,000 | 525,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 167,000 | 314,000 | 441,000 | 845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 314,000 | 441,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,202,000 | 6,198,000 | 6,147,000 | 6,127,000 |
| Total capital | 6,315,000 | 6,311,000 | 6,260,000 | 6,260,000 |
| Risk-weighted assets | 27,193,000 | 28,300,000 | 27,393,000 | 26,735,000 |