Call reports 2004
UNION BANKING COMPANY, THE — 2004
What UNION BANKING COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 85,599,000 | 81,428,000 | 81,503,000 | 82,925,000 |
| Total loans | 15,592,000 | 15,179,000 | 15,275,000 | 14,983,000 |
| Allowance for loan losses | 109,000 | 109,000 | 109,000 | 110,000 |
| Securities available for sale | 58,610,000 | 55,061,000 | 52,185,000 | 53,696,000 |
| Securities held to maturity | 6,840,000 | 6,752,000 | 6,654,000 | 6,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,122,000 | 36,672,000 | 36,284,000 | 37,566,000 |
| Interest-bearing deposits | 35,781,000 | 34,262,000 | 33,793,000 | 34,445,000 |
| Noninterest-bearing deposits | 2,341,000 | 2,410,000 | 2,491,000 | 3,121,000 |
| Equity capital | 7,455,000 | 5,447,000 | 7,033,000 | 6,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,947,000 | 2,906,000 | 3,852,000 |
| Interest expense | 645,000 | 1,274,000 | 1,900,000 | 2,513,000 |
| Net interest income | 354,000 | 673,000 | 1,006,000 | 1,339,000 |
| Noninterest income | 41,000 | 82,000 | 123,000 | 163,000 |
| Noninterest expense | 162,000 | 346,000 | 502,000 | 704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 493,000 | 712,000 | 885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 493,000 | 712,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,229,000 | 6,317,000 | 6,413,000 | 6,310,000 |
| Total capital | 6,338,000 | 6,426,000 | 6,522,000 | 6,420,000 |
| Risk-weighted assets | 29,961,000 | 29,617,000 | 29,867,000 | 29,728,000 |