Call reports 2002
UNION BANKING COMPANY, THE — 2002
What UNION BANKING COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,943,000 | 81,412,000 | 86,195,000 | 88,617,000 |
| Total loans | 18,753,000 | 19,296,000 | 18,786,000 | 18,408,000 |
| Allowance for loan losses | 142,000 | 143,000 | 143,000 | 142,000 |
| Securities available for sale | 53,956,000 | 52,953,000 | 56,266,000 | 56,851,000 |
| Securities held to maturity | 1,981,000 | 4,726,000 | 6,180,000 | 8,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,157,000 | 42,236,000 | 42,524,000 | 44,228,000 |
| Interest-bearing deposits | 39,849,000 | 39,651,000 | 40,198,000 | 41,031,000 |
| Noninterest-bearing deposits | 2,308,000 | 2,585,000 | 2,326,000 | 3,197,000 |
| Equity capital | 5,505,000 | 6,907,000 | 7,708,000 | 7,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,379,000 | 3,541,000 | 4,593,000 |
| Interest expense | 761,000 | 1,512,000 | 2,285,000 | 3,056,000 |
| Net interest income | 431,000 | 867,000 | 1,256,000 | 1,537,000 |
| Noninterest income | 40,000 | 83,000 | 127,000 | 168,000 |
| Noninterest expense | 143,000 | 296,000 | 446,000 | 640,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | 328,000 | 654,000 | 928,000 | 1,056,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 15,000 |
| Net income | 324,000 | 646,000 | 917,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,517,000 | 5,762,000 | 5,913,000 | 5,815,000 |
| Total capital | 5,659,000 | 5,905,000 | 6,056,000 | 5,957,000 |
| Risk-weighted assets | 21,041,000 | 23,561,000 | 26,393,000 | 25,402,000 |