Call reports 2001
UNION BANKING COMPANY, THE — 2001
What UNION BANKING COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,982,000 | 74,983,000 | 77,349,000 | 81,733,000 |
| Total loans | 19,270,000 | 19,529,000 | 19,973,000 | 19,164,000 |
| Allowance for loan losses | 60,000 | 61,000 | 141,000 | 142,000 |
| Securities available for sale | 50,770,000 | 49,732,000 | 51,322,000 | 56,368,000 |
| Securities held to maturity | 1,819,000 | 1,760,000 | 1,744,000 | 1,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,503,000 | 40,825,000 | 41,605,000 | 42,648,000 |
| Interest-bearing deposits | 39,267,000 | 38,526,000 | 39,292,000 | 39,623,000 |
| Noninterest-bearing deposits | 2,236,000 | 2,299,000 | 2,313,000 | 3,025,000 |
| Equity capital | 5,564,000 | 5,548,000 | 6,145,000 | 5,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,501,000 | 3,728,000 | 4,935,000 |
| Interest expense | 894,000 | 1,764,000 | 2,629,000 | 3,480,000 |
| Net interest income | 358,000 | 737,000 | 1,099,000 | 1,455,000 |
| Noninterest income | 35,000 | 70,000 | 106,000 | 140,000 |
| Noninterest expense | 161,000 | 306,000 | 457,000 | 665,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 99,000 |
| Pretax income | 229,000 | 527,000 | 695,000 | 866,000 |
| Income tax | 3,000 | 11,000 | 14,000 | 16,000 |
| Net income | 226,000 | 516,000 | 681,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,933,000 | 5,147,000 | 5,235,000 | 5,326,000 |
| Total capital | 4,993,000 | 5,208,000 | 5,376,000 | 5,468,000 |
| Risk-weighted assets | 26,617,000 | 24,378,000 | 24,053,000 | 20,727,000 |