Call reports 2025
PECOS COUNTY STATE BANK, THE — 2025
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 329,077,000 | 304,660,000 | 294,844,000 | 300,731,000 |
| Total loans | 130,319,000 | 129,883,000 | 128,439,000 | 123,549,000 |
| Allowance for loan losses | 2,136,000 | 2,180,000 | 2,153,000 | 2,121,000 |
| Securities available for sale | 152,409,000 | 146,778,000 | 142,877,000 | 145,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,907,000 | 279,875,000 | 267,109,000 | 270,894,000 |
| Interest-bearing deposits | 215,828,000 | 195,708,000 | 183,778,000 | 187,608,000 |
| Noninterest-bearing deposits | 87,079,000 | 84,167,000 | 83,331,000 | 83,286,000 |
| Equity capital | 25,391,000 | 23,833,000 | 26,576,000 | 28,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,283,000 | 8,218,000 | 12,019,000 | 15,842,000 |
| Interest expense | 1,332,000 | 2,476,000 | 3,505,000 | 4,478,000 |
| Net interest income | 2,951,000 | 5,742,000 | 8,514,000 | 11,364,000 |
| Noninterest income | 521,000 | 1,074,000 | 1,589,000 | 2,137,000 |
| Noninterest expense | 1,955,000 | 3,922,000 | 6,015,000 | 8,050,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 1,497,000 | 2,874,000 | 4,040,000 | 5,403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,497,000 | 2,874,000 | 4,040,000 | 5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,004,000 | 35,405,000 | 35,589,000 | 36,952,000 |