Call reports 2024
PECOS COUNTY STATE BANK, THE — 2024
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 317,309,000 | 319,702,000 | 321,505,000 | 326,060,000 |
| Total loans | 126,186,000 | 128,540,000 | 131,575,000 | 136,063,000 |
| Allowance for loan losses | 1,908,000 | 1,989,000 | 2,167,000 | 2,169,000 |
| Securities available for sale | 169,523,000 | 160,912,000 | 158,706,000 | 157,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,418,000 | 297,548,000 | 295,402,000 | 300,907,000 |
| Interest-bearing deposits | 205,767,000 | 208,325,000 | 209,482,000 | 218,453,000 |
| Noninterest-bearing deposits | 86,651,000 | 89,223,000 | 85,920,000 | 82,454,000 |
| Equity capital | 21,533,000 | 21,285,000 | 25,071,000 | 23,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,114,000 | 8,163,000 | 12,428,000 | 16,624,000 |
| Interest expense | 1,328,000 | 2,654,000 | 4,063,000 | 5,478,000 |
| Net interest income | 2,786,000 | 5,509,000 | 8,365,000 | 11,146,000 |
| Noninterest income | 518,000 | 1,062,000 | 1,625,000 | 2,155,000 |
| Noninterest expense | 1,898,000 | 3,896,000 | 5,802,000 | 7,707,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 433,000 |
| Pretax income | 1,306,000 | 2,425,000 | 3,244,000 | 4,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,306,000 | 2,425,000 | 3,244,000 | 4,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,397,000 | 34,049,000 | 34,060,000 | 35,463,000 |
| Total capital | 36,305,000 | — | 36,166,000 | — |
| Risk-weighted assets | 162,151,000 | — | 168,422,000 | — |