Call reports 2023
PECOS COUNTY STATE BANK, THE — 2023
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 328,148,000 | 323,847,000 | 307,610,000 | 325,003,000 |
| Total loans | 113,073,000 | 115,722,000 | 118,892,000 | 121,157,000 |
| Allowance for loan losses | 1,941,000 | 1,939,000 | 1,840,000 | 1,871,000 |
| Securities available for sale | 191,394,000 | 176,649,000 | 168,138,000 | 167,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,003,000 | 306,115,000 | 291,691,000 | 303,553,000 |
| Interest-bearing deposits | 207,145,000 | 208,503,000 | 201,364,000 | 215,651,000 |
| Noninterest-bearing deposits | 102,858,000 | 97,612,000 | 90,327,000 | 87,902,000 |
| Equity capital | 17,544,000 | 16,947,000 | 14,764,000 | 20,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,618,000 | 7,149,000 | 11,053,000 | 14,953,000 |
| Interest expense | 921,000 | 1,817,000 | 2,835,000 | 4,024,000 |
| Net interest income | 2,697,000 | 5,332,000 | 8,218,000 | 10,929,000 |
| Noninterest income | 528,000 | 1,144,000 | 1,699,000 | 2,232,000 |
| Noninterest expense | 1,854,000 | 3,668,000 | 5,624,000 | 7,556,000 |
| Provision for loan losses | 60,000 | 100,000 | 160,000 | 200,000 |
| Pretax income | 1,311,000 | 2,694,000 | 4,119,000 | 5,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,311,000 | 2,694,000 | 4,119,000 | 5,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,887,000 | 31,921,000 | 32,478,000 | 33,827,000 |
| Total capital | — | 33,860,000 | — | 35,698,000 |
| Risk-weighted assets | — | 164,535,000 | — | 159,243,000 |