Call reports 2022
PECOS COUNTY STATE BANK, THE — 2022
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 335,735,000 | 316,715,000 | 320,805,000 | 328,592,000 |
| Total loans | 116,095,000 | 110,371,000 | 112,846,000 | 113,563,000 |
| Allowance for loan losses | 2,139,000 | 2,078,000 | 1,989,000 | 1,897,000 |
| Securities available for sale | 203,043,000 | 189,199,000 | 174,607,000 | 190,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,528,000 | 300,228,000 | 305,928,000 | 311,828,000 |
| Interest-bearing deposits | 209,948,000 | 205,091,000 | 209,255,000 | 215,585,000 |
| Noninterest-bearing deposits | 100,580,000 | 95,137,000 | 96,673,000 | 96,243,000 |
| Equity capital | 24,185,000 | 15,779,000 | 14,062,000 | 15,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,862,000 | 7,804,000 | 11,089,000 |
| Interest expense | 120,000 | 261,000 | 607,000 | 1,305,000 |
| Net interest income | 2,172,000 | 4,601,000 | 7,197,000 | 9,784,000 |
| Noninterest income | 487,000 | 1,025,000 | 1,553,000 | 2,077,000 |
| Noninterest expense | 1,775,000 | 3,498,000 | 5,265,000 | 7,112,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 90,000 |
| Pretax income | 884,000 | 2,129,000 | 3,471,000 | 4,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 884,000 | 2,129,000 | 3,471,000 | 4,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,032,000 | 29,229,000 | 29,950,000 | 31,189,000 |
| Total capital | 30,979,000 | 31,160,000 | 31,920,000 | — |
| Risk-weighted assets | 155,587,000 | 154,349,000 | 157,589,000 | — |