Call reports 2021
PECOS COUNTY STATE BANK, THE — 2021
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 323,432,000 | 318,378,000 | 312,063,000 | 323,141,000 |
| Total loans | 114,814,000 | 119,071,000 | 123,868,000 | 117,835,000 |
| Allowance for loan losses | 2,262,000 | 2,194,000 | 2,179,000 | 2,142,000 |
| Securities available for sale | 188,161,000 | 177,734,000 | 172,333,000 | 188,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,183,000 | 287,211,000 | 279,959,000 | 291,357,000 |
| Interest-bearing deposits | 198,102,000 | 195,828,000 | 192,117,000 | 196,396,000 |
| Noninterest-bearing deposits | 94,081,000 | 91,383,000 | 87,842,000 | 94,961,000 |
| Equity capital | 30,645,000 | 30,583,000 | 31,285,000 | 30,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,718,000 | 5,426,000 | 7,714,000 | 9,960,000 |
| Interest expense | 120,000 | 226,000 | 335,000 | 445,000 |
| Net interest income | 2,598,000 | 5,200,000 | 7,379,000 | 9,515,000 |
| Noninterest income | 448,000 | 926,000 | 1,419,000 | 1,896,000 |
| Noninterest expense | 1,707,000 | 3,487,000 | 5,255,000 | 6,904,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 18,000 |
| Pretax income | 1,584,000 | 2,884,000 | 3,780,000 | 4,734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,584,000 | 2,884,000 | 3,780,000 | 4,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,245,000 | 27,394,000 | 27,780,000 | 28,764,000 |
| Total capital | 28,985,000 | 29,150,000 | 29,589,000 | 30,622,000 |
| Risk-weighted assets | 138,753,000 | 140,110,000 | 144,385,000 | 148,416,000 |