Call reports 2020
PECOS COUNTY STATE BANK, THE — 2020
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 289,365,000 | 309,023,000 | 307,484,000 | 331,345,000 |
| Total loans | 100,892,000 | 114,179,000 | 114,766,000 | 112,577,000 |
| Allowance for loan losses | 1,598,000 | 1,708,000 | 1,809,000 | 2,332,000 |
| Securities available for sale | 159,995,000 | 176,445,000 | 176,381,000 | 181,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,944,000 | 279,618,000 | 275,020,000 | 299,544,000 |
| Interest-bearing deposits | 182,622,000 | 194,116,000 | 191,693,000 | 209,651,000 |
| Noninterest-bearing deposits | 80,322,000 | 85,502,000 | 83,327,000 | 89,893,000 |
| Equity capital | 25,780,000 | 28,685,000 | 30,284,000 | 30,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,034,000 | 7,883,000 | 10,240,000 |
| Interest expense | 308,000 | 454,000 | 587,000 | 706,000 |
| Net interest income | 2,347,000 | 4,580,000 | 7,296,000 | 9,534,000 |
| Noninterest income | 515,000 | 912,000 | 1,874,000 | 2,324,000 |
| Noninterest expense | 1,840,000 | 3,578,000 | 5,329,000 | 7,066,000 |
| Provision for loan losses | 50,000 | 200,000 | 500,000 | 1,050,000 |
| Pretax income | 972,000 | 1,924,000 | 3,595,000 | 4,231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 972,000 | 1,924,000 | 3,595,000 | 4,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,145,000 | 24,264,000 | 25,489,000 | 26,154,000 |
| Total capital | 25,726,000 | 25,921,000 | 27,123,000 | 27,929,000 |
| Risk-weighted assets | 126,530,000 | 132,547,000 | 130,576,000 | 141,287,000 |