Call reports 2019
PECOS COUNTY STATE BANK, THE — 2019
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 267,109,000 | 256,067,000 | 261,986,000 | 268,680,000 |
| Total loans | 98,986,000 | 101,813,000 | 101,779,000 | 101,762,000 |
| Allowance for loan losses | 1,531,000 | 1,527,000 | 1,504,000 | 1,508,000 |
| Securities available for sale | 139,035,000 | 132,105,000 | 137,994,000 | 141,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,186,000 | 229,375,000 | 237,430,000 | 242,929,000 |
| Interest-bearing deposits | 157,764,000 | 156,613,000 | 162,514,000 | 165,919,000 |
| Noninterest-bearing deposits | 87,422,000 | 72,762,000 | 74,916,000 | 77,010,000 |
| Equity capital | 21,478,000 | 23,339,000 | 23,787,000 | 24,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,687,000 | 5,467,000 | 8,207,000 | 10,946,000 |
| Interest expense | 458,000 | 890,000 | 1,273,000 | 1,601,000 |
| Net interest income | 2,229,000 | 4,577,000 | 6,934,000 | 9,345,000 |
| Noninterest income | 450,000 | 925,000 | 1,405,000 | 1,892,000 |
| Noninterest expense | 1,680,000 | 3,491,000 | 5,288,000 | 7,101,000 |
| Provision for loan losses | 15,000 | 25,000 | 45,000 | 55,000 |
| Pretax income | 984,000 | 1,965,000 | 2,985,000 | 4,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 984,000 | 1,965,000 | 2,985,000 | 4,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,106,000 | 22,061,000 | 22,575,000 | 23,680,000 |
| Total capital | 23,554,000 | 23,523,000 | 24,079,000 | 25,186,000 |
| Risk-weighted assets | 115,639,000 | 116,802,000 | 137,760,000 | 120,494,000 |