Call reports 2018
PECOS COUNTY STATE BANK, THE — 2018
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 241,973,000 | 245,139,000 | 242,705,000 | 257,403,000 |
| Total loans | 101,755,000 | 100,488,000 | 103,623,000 | 102,268,000 |
| Allowance for loan losses | 1,538,000 | 1,542,000 | 1,544,000 | 1,503,000 |
| Securities available for sale | 122,948,000 | 116,173,000 | 119,894,000 | 131,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,843,000 | 226,347,000 | 223,880,000 | 236,931,000 |
| Interest-bearing deposits | 153,021,000 | 156,045,000 | 151,592,000 | 162,343,000 |
| Noninterest-bearing deposits | 69,822,000 | 70,302,000 | 72,288,000 | 74,588,000 |
| Equity capital | 18,709,000 | 18,248,000 | 18,166,000 | 19,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,685,000 | 7,133,000 | 9,725,000 |
| Interest expense | 315,000 | 676,000 | 1,072,000 | 1,493,000 |
| Net interest income | 1,970,000 | 4,009,000 | 6,061,000 | 8,232,000 |
| Noninterest income | 447,000 | 938,000 | 1,369,000 | 1,842,000 |
| Noninterest expense | 1,610,000 | 3,249,000 | 4,938,000 | 6,625,000 |
| Provision for loan losses | 40,000 | 65,000 | 80,000 | 100,000 |
| Pretax income | 767,000 | 1,633,000 | 2,412,000 | 3,349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 767,000 | 1,633,000 | 2,412,000 | 3,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,674,000 | 20,597,000 | 20,916,000 | 21,605,000 |
| Total capital | 22,086,000 | 21,998,000 | 22,317,000 | 23,050,000 |
| Risk-weighted assets | 112,832,000 | 111,965,000 | 111,973,000 | 115,513,000 |