Call reports 2017
PECOS COUNTY STATE BANK, THE — 2017
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 228,039,000 | 227,734,000 | 226,749,000 | 236,303,000 |
| Total loans | 99,171,000 | 100,396,000 | 99,431,000 | 98,641,000 |
| Allowance for loan losses | 1,427,000 | 1,474,000 | 1,525,000 | 1,545,000 |
| Securities available for sale | 110,687,000 | 111,945,000 | 111,739,000 | 118,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,493,000 | 204,802,000 | 206,144,000 | 215,753,000 |
| Interest-bearing deposits | 144,383,000 | 139,060,000 | 142,113,000 | 147,420,000 |
| Noninterest-bearing deposits | 64,110,000 | 65,742,000 | 64,031,000 | 68,333,000 |
| Equity capital | 19,262,000 | 19,766,000 | 19,966,000 | 19,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,268,000 | 6,486,000 | 8,727,000 |
| Interest expense | 137,000 | 304,000 | 518,000 | 775,000 |
| Net interest income | 1,996,000 | 3,964,000 | 5,968,000 | 7,952,000 |
| Noninterest income | 432,000 | 901,000 | 1,341,000 | 1,755,000 |
| Noninterest expense | 1,646,000 | 3,211,000 | 4,807,000 | 6,414,000 |
| Provision for loan losses | 90,000 | 150,000 | 204,000 | 234,000 |
| Pretax income | 692,000 | 1,504,000 | 2,298,000 | 3,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 692,000 | 1,504,000 | 2,298,000 | 3,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,137,000 | 19,152,000 | 19,511,000 | 20,302,000 |
| Total capital | 20,533,000 | 20,562,000 | 20,887,000 | 21,702,000 |
| Risk-weighted assets | 111,611,000 | 112,694,000 | 109,811,000 | 111,760,000 |