Call reports 2016
PECOS COUNTY STATE BANK, THE — 2016
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 232,907,000 | 222,562,000 | 210,221,000 | 216,457,000 |
| Total loans | 96,303,000 | 97,543,000 | 98,322,000 | 105,061,000 |
| Allowance for loan losses | 1,348,000 | 1,175,000 | 1,268,000 | 1,348,000 |
| Securities available for sale | 118,045,000 | 106,988,000 | 93,806,000 | 95,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,032,000 | 201,444,000 | 189,884,000 | 197,216,000 |
| Interest-bearing deposits | 145,729,000 | 138,509,000 | 129,010,000 | 135,900,000 |
| Noninterest-bearing deposits | 67,303,000 | 62,935,000 | 60,874,000 | 61,316,000 |
| Equity capital | 19,658,000 | 20,069,000 | 19,945,000 | 18,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,189,000 | 6,241,000 | 8,369,000 |
| Interest expense | 128,000 | 251,000 | 364,000 | 480,000 |
| Net interest income | 1,929,000 | 3,938,000 | 5,877,000 | 7,889,000 |
| Noninterest income | 440,000 | 910,000 | 1,567,000 | 1,749,000 |
| Noninterest expense | 1,494,000 | 3,048,000 | 4,736,000 | 6,416,000 |
| Provision for loan losses | 115,000 | 337,000 | 595,000 | 723,000 |
| Pretax income | 760,000 | 1,463,000 | 2,113,000 | 2,736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 760,000 | 1,463,000 | 2,113,000 | 2,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,881,000 | 17,858,000 | 18,133,000 | 18,786,000 |
| Total capital | 19,229,000 | 19,033,000 | 19,401,000 | 20,134,000 |
| Risk-weighted assets | 111,230,000 | 109,690,000 | 108,110,000 | 112,746,000 |