Call reports 2015
PECOS COUNTY STATE BANK, THE — 2015
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 216,409,000 | 213,046,000 | 214,111,000 | 227,105,000 |
| Total loans | 87,112,000 | 89,403,000 | 90,420,000 | 92,342,000 |
| Allowance for loan losses | 1,243,000 | 1,229,000 | 1,265,000 | 1,230,000 |
| Securities available for sale | 102,098,000 | 106,647,000 | 97,167,000 | 116,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,519,000 | 194,606,000 | 195,190,000 | 208,295,000 |
| Interest-bearing deposits | 133,709,000 | 130,540,000 | 131,862,000 | 141,560,000 |
| Noninterest-bearing deposits | 63,810,000 | 64,066,000 | 63,328,000 | 66,735,000 |
| Equity capital | 18,666,000 | 18,109,000 | 18,523,000 | 18,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,738,000 | 5,612,000 | 7,542,000 |
| Interest expense | 101,000 | 199,000 | 297,000 | 408,000 |
| Net interest income | 1,771,000 | 3,539,000 | 5,315,000 | 7,134,000 |
| Noninterest income | 469,000 | 904,000 | 1,359,000 | 1,774,000 |
| Noninterest expense | 1,516,000 | 2,995,000 | 4,772,000 | 6,339,000 |
| Provision for loan losses | 35,000 | 75,000 | 125,000 | 190,000 |
| Pretax income | 689,000 | 1,373,000 | 1,777,000 | 2,379,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,373,000 | 1,777,000 | 2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,828,000 | 16,677,000 | 16,819,000 | 17,451,000 |
| Total capital | 18,071,000 | 17,906,000 | 18,084,000 | 18,681,000 |
| Risk-weighted assets | 101,071,000 | 100,524,000 | 104,292,000 | 107,267,000 |