Call reports 2014
PECOS COUNTY STATE BANK, THE — 2014
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 199,794,000 | 200,619,000 | 200,740,000 | 204,877,000 |
| Total loans | 76,878,000 | 79,624,000 | 84,866,000 | 85,548,000 |
| Allowance for loan losses | 1,204,000 | 1,215,000 | 1,176,000 | 1,209,000 |
| Securities available for sale | 108,950,000 | 106,512,000 | 100,869,000 | 97,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,689,000 | 182,470,000 | 182,832,000 | 186,386,000 |
| Interest-bearing deposits | 129,497,000 | 123,050,000 | 126,025,000 | 128,352,000 |
| Noninterest-bearing deposits | 55,192,000 | 59,420,000 | 56,807,000 | 58,034,000 |
| Equity capital | 14,879,000 | 15,999,000 | 16,368,000 | 18,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,623,000 | 5,549,000 | 7,458,000 |
| Interest expense | 105,000 | 205,000 | 302,000 | 399,000 |
| Net interest income | 1,696,000 | 3,418,000 | 5,247,000 | 7,059,000 |
| Noninterest income | 405,000 | 863,000 | 1,236,000 | 1,743,000 |
| Noninterest expense | 1,474,000 | 2,847,000 | 4,212,000 | 5,655,000 |
| Provision for loan losses | 45,000 | 75,000 | 130,000 | 205,000 |
| Pretax income | 582,000 | 1,359,000 | 2,141,000 | 2,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 582,000 | 1,359,000 | 2,141,000 | 2,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,395,000 | 15,371,000 | 15,784,000 | 16,586,000 |
| Total capital | 16,505,000 | 16,503,000 | 16,960,000 | 17,784,000 |
| Risk-weighted assets | 88,703,000 | 90,455,000 | 95,300,000 | 95,830,000 |