Call reports 2013
PECOS COUNTY STATE BANK, THE — 2013
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 197,504,000 | 191,965,000 | 190,795,000 | 199,058,000 |
| Total loans | 73,801,000 | 73,181,000 | 73,613,000 | 74,847,000 |
| Allowance for loan losses | 1,088,000 | 1,117,000 | 1,165,000 | 1,169,000 |
| Securities available for sale | 110,234,000 | 104,535,000 | 98,070,000 | 107,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,956,000 | 174,034,000 | 177,072,000 | 182,425,000 |
| Interest-bearing deposits | 127,183,000 | 122,191,000 | 124,366,000 | 130,895,000 |
| Noninterest-bearing deposits | 52,773,000 | 51,843,000 | 52,706,000 | 51,530,000 |
| Equity capital | 16,371,000 | 15,788,000 | 13,380,000 | 14,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,381,000 | 5,112,000 | 6,852,000 |
| Interest expense | 213,000 | 357,000 | 468,000 | 574,000 |
| Net interest income | 1,470,000 | 3,024,000 | 4,644,000 | 6,278,000 |
| Noninterest income | 366,000 | 803,000 | 1,237,000 | 1,718,000 |
| Noninterest expense | 1,202,000 | 2,466,000 | 3,820,000 | 5,253,000 |
| Provision for loan losses | 45,000 | 90,000 | 134,000 | 134,000 |
| Pretax income | 589,000 | 1,313,000 | 1,969,000 | 2,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 589,000 | 1,313,000 | 1,969,000 | 2,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,556,000 | 14,179,000 | 14,454,000 | 15,127,000 |
| Total capital | 14,594,000 | 15,233,000 | 15,507,000 | 16,216,000 |
| Risk-weighted assets | 82,979,000 | 83,531,000 | 84,429,000 | 86,975,000 |