Call reports 2012
PECOS COUNTY STATE BANK, THE — 2012
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,211,000 | 181,102,000 | 180,342,000 | 188,008,000 |
| Total loans | 65,776,000 | 73,249,000 | 72,594,000 | 75,162,000 |
| Allowance for loan losses | 1,003,000 | 1,013,000 | 1,027,000 | 1,025,000 |
| Securities available for sale | 85,164,000 | 83,024,000 | 89,756,000 | 99,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,436,000 | 164,890,000 | 163,437,000 | 168,506,000 |
| Interest-bearing deposits | 106,813,000 | 107,237,000 | 117,344,000 | 122,749,000 |
| Noninterest-bearing deposits | 47,623,000 | 57,653,000 | 46,093,000 | 45,757,000 |
| Equity capital | 15,557,000 | 15,927,000 | 16,536,000 | 16,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,016,000 | 4,712,000 | 6,335,000 |
| Interest expense | 242,000 | 475,000 | 698,000 | 924,000 |
| Net interest income | 1,286,000 | 2,541,000 | 4,014,000 | 5,411,000 |
| Noninterest income | 280,000 | 603,000 | 990,000 | 1,407,000 |
| Noninterest expense | 1,070,000 | 2,276,000 | 3,644,000 | 4,950,000 |
| Provision for loan losses | 43,000 | 73,000 | 120,000 | 117,000 |
| Pretax income | 488,000 | 861,000 | 1,432,000 | 1,995,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 861,000 | 1,432,000 | 1,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,902,000 | 12,232,000 | 12,572,000 | 13,152,000 |
| Total capital | 13,858,000 | 13,245,000 | 13,599,000 | 14,177,000 |
| Risk-weighted assets | 78,341,000 | 84,121,000 | 82,470,000 | 82,230,000 |