Call reports 2011
PECOS COUNTY STATE BANK, THE — 2011
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,934,000 | 138,421,000 | 142,946,000 | 144,591,000 |
| Total loans | 64,074,000 | 63,206,000 | 63,267,000 | 64,119,000 |
| Allowance for loan losses | 956,000 | 963,000 | 952,000 | 964,000 |
| Securities available for sale | 65,810,000 | 65,586,000 | 63,322,000 | 71,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,417,000 | 125,066,000 | 127,814,000 | 128,861,000 |
| Interest-bearing deposits | 97,270,000 | 94,278,000 | 94,173,000 | 95,767,000 |
| Noninterest-bearing deposits | 31,147,000 | 30,788,000 | 33,641,000 | 33,094,000 |
| Equity capital | 12,224,000 | 13,014,000 | 14,800,000 | 15,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,099,000 | 4,675,000 | 6,177,000 |
| Interest expense | 266,000 | 523,000 | 773,000 | 1,024,000 |
| Net interest income | 1,242,000 | 2,576,000 | 3,902,000 | 5,153,000 |
| Noninterest income | 339,000 | 579,000 | 872,000 | 1,198,000 |
| Noninterest expense | 1,040,000 | 2,096,000 | 3,223,000 | 4,413,000 |
| Provision for loan losses | 60,000 | 80,000 | 110,000 | 124,000 |
| Pretax income | 481,000 | 993,000 | 1,455,000 | 1,997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 481,000 | 993,000 | 1,455,000 | 1,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,942,000 | 12,147,000 | 12,458,000 | 12,997,000 |
| Total capital | 12,898,000 | 13,054,000 | 13,332,000 | 13,882,000 |
| Risk-weighted assets | 77,547,000 | 73,479,000 | 69,814,000 | 71,025,000 |