Call reports 2010
PECOS COUNTY STATE BANK, THE — 2010
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 133,257,000 | 135,285,000 | 136,729,000 | 134,515,000 |
| Total loans | 55,452,000 | 60,020,000 | 66,136,000 | 66,935,000 |
| Allowance for loan losses | 783,000 | 839,000 | 869,000 | 903,000 |
| Securities available for sale | 62,636,000 | 64,137,000 | 58,714,000 | 54,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,289,000 | 122,775,000 | 123,462,000 | 123,070,000 |
| Interest-bearing deposits | 97,119,000 | 97,208,000 | 96,929,000 | 96,619,000 |
| Noninterest-bearing deposits | 24,170,000 | 25,567,000 | 26,533,000 | 26,451,000 |
| Equity capital | 11,714,000 | 12,192,000 | 12,884,000 | 11,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,049,000 | 4,607,000 | 6,130,000 |
| Interest expense | 319,000 | 612,000 | 897,000 | 1,177,000 |
| Net interest income | 1,206,000 | 2,437,000 | 3,710,000 | 4,953,000 |
| Noninterest income | 331,000 | 684,000 | 997,000 | 1,474,000 |
| Noninterest expense | 1,189,000 | 2,359,000 | 3,469,000 | 4,732,000 |
| Provision for loan losses | 103,000 | 163,000 | 223,000 | 303,000 |
| Pretax income | 249,000 | 759,000 | 1,316,000 | 1,843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | 759,000 | 1,316,000 | 1,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,813,000 | 11,038,000 | 11,124,000 | 11,712,000 |
| Total capital | 11,596,000 | 11,877,000 | 11,993,000 | 12,615,000 |
| Risk-weighted assets | 70,145,000 | 73,630,000 | 75,524,000 | 76,556,000 |