Call reports 2009
PECOS COUNTY STATE BANK, THE — 2009
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 144,358,000 | 141,362,000 | 128,140,000 | 132,099,000 |
| Total loans | 46,257,000 | 51,504,000 | 51,594,000 | 51,611,000 |
| Allowance for loan losses | 661,000 | 659,000 | 694,000 | 719,000 |
| Securities available for sale | 83,875,000 | 75,842,000 | 61,989,000 | 66,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,839,000 | 127,825,000 | 116,997,000 | 120,270,000 |
| Interest-bearing deposits | 106,963,000 | 102,465,000 | 93,356,000 | 94,288,000 |
| Noninterest-bearing deposits | 26,876,000 | 25,360,000 | 23,640,000 | 25,982,000 |
| Equity capital | 8,931,000 | 9,400,000 | 10,774,000 | 11,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 3,808,000 | 5,530,000 | 7,072,000 |
| Interest expense | 534,000 | 1,000,000 | 1,377,000 | 1,706,000 |
| Net interest income | 1,444,000 | 2,808,000 | 4,153,000 | 5,366,000 |
| Noninterest income | 279,000 | 573,000 | 885,000 | 1,180,000 |
| Noninterest expense | 1,141,000 | 2,106,000 | 3,145,000 | 4,242,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 250,000 |
| Pretax income | 579,000 | 1,217,000 | 1,426,000 | 1,795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 579,000 | 1,217,000 | 1,426,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,933,000 | 10,160,000 | 10,258,000 | 10,627,000 |
| Total capital | 10,594,000 | 10,819,000 | 10,952,000 | 11,346,000 |
| Risk-weighted assets | 68,825,000 | 70,181,000 | 66,764,000 | 67,243,000 |