Call reports 2008
PECOS COUNTY STATE BANK, THE — 2008
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 114,034,000 | 114,115,000 | 116,010,000 | 135,217,000 |
| Total loans | 41,724,000 | 42,942,000 | 41,109,000 | 42,965,000 |
| Allowance for loan losses | 552,000 | 568,000 | 559,000 | 595,000 |
| Securities available for sale | 61,992,000 | 61,213,000 | 61,163,000 | 69,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,461,000 | 106,537,000 | 107,232,000 | 110,953,000 |
| Interest-bearing deposits | 80,689,000 | 79,665,000 | 80,369,000 | 87,058,000 |
| Noninterest-bearing deposits | 23,772,000 | 26,872,000 | 26,863,000 | 23,895,000 |
| Equity capital | 8,867,000 | 7,326,000 | 8,485,000 | 8,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,763,000 | 3,471,000 | 5,205,000 | 6,939,000 |
| Interest expense | 573,000 | 1,091,000 | 1,568,000 | 2,021,000 |
| Net interest income | 1,190,000 | 2,380,000 | 3,637,000 | 4,918,000 |
| Noninterest income | 271,000 | 557,000 | 866,000 | 1,171,000 |
| Noninterest expense | 848,000 | 1,703,000 | 2,691,000 | 3,731,000 |
| Provision for loan losses | 50,000 | 110,000 | 235,000 | 385,000 |
| Pretax income | 603,000 | 1,182,000 | 1,645,000 | 2,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 602,000 | 1,182,000 | 1,645,000 | 2,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,215,000 | 9,570,000 | 9,734,000 | 9,739,000 |
| Total capital | 9,767,000 | 10,138,000 | 10,289,000 | 10,334,000 |
| Risk-weighted assets | 53,013,000 | 53,556,000 | 44,416,000 | 57,180,000 |