Call reports 2002
PECOS COUNTY STATE BANK, THE — 2002
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,785,000 | 78,038,000 | 74,497,000 | 81,102,000 |
| Total loans | 33,306,000 | 34,045,000 | 34,525,000 | 36,156,000 |
| Allowance for loan losses | 414,000 | 417,000 | 406,000 | 410,000 |
| Securities available for sale | 32,389,000 | 31,127,000 | 26,502,000 | 34,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,879,000 | 70,045,000 | 66,067,000 | 71,192,000 |
| Interest-bearing deposits | 59,003,000 | 55,817,000 | 52,237,000 | 55,103,000 |
| Noninterest-bearing deposits | 15,876,000 | 14,228,000 | 13,830,000 | 16,089,000 |
| Equity capital | 7,294,000 | 7,490,000 | 7,794,000 | 8,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,454,000 | 3,658,000 | 4,855,000 |
| Interest expense | 443,000 | 810,000 | 1,132,000 | 1,463,000 |
| Net interest income | 773,000 | 1,644,000 | 2,526,000 | 3,392,000 |
| Noninterest income | 220,000 | 440,000 | 713,000 | 987,000 |
| Noninterest expense | 692,000 | 1,293,000 | 1,991,000 | 2,637,000 |
| Provision for loan losses | 10,000 | 49,000 | 69,000 | 129,000 |
| Pretax income | 302,000 | 754,000 | 1,197,000 | 1,682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 754,000 | 1,197,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,949,000 | 6,821,000 | 6,933,000 | 7,418,000 |
| Total capital | 7,363,000 | 7,238,000 | 7,339,000 | 7,828,000 |
| Risk-weighted assets | 42,577,000 | 43,439,000 | 40,993,000 | 41,630,000 |