Call reports 2001
PECOS COUNTY STATE BANK, THE — 2001
What PECOS COUNTY STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,677,000 | 74,254,000 | 72,614,000 | 85,088,000 |
| Total loans | 30,170,000 | 31,141,000 | 31,916,000 | 33,495,000 |
| Allowance for loan losses | 393,000 | 401,000 | 400,000 | 413,000 |
| Securities available for sale | 20,999,000 | 24,370,000 | 24,139,000 | 25,729,000 |
| Securities held to maturity | 6,542,000 | 4,150,000 | 3,764,000 | 3,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,982,000 | 66,063,000 | 64,199,000 | 76,851,000 |
| Interest-bearing deposits | 53,979,000 | 51,084,000 | 48,204,000 | 61,149,000 |
| Noninterest-bearing deposits | 14,003,000 | 14,979,000 | 15,994,000 | 15,702,000 |
| Equity capital | 7,112,000 | 7,359,000 | 7,592,000 | 7,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,729,000 | 4,061,000 | 5,353,000 |
| Interest expense | 637,000 | 1,215,000 | 1,734,000 | 2,245,000 |
| Net interest income | 744,000 | 1,514,000 | 2,327,000 | 3,108,000 |
| Noninterest income | 295,000 | 608,000 | 830,000 | 1,035,000 |
| Noninterest expense | 606,000 | 1,187,000 | 1,785,000 | 2,623,000 |
| Provision for loan losses | 36,000 | 56,000 | 70,000 | 100,000 |
| Pretax income | 390,000 | 866,000 | 1,289,000 | 1,407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 390,000 | 866,000 | 1,289,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,673,000 | 6,932,000 | 6,941,000 | 7,059,000 |
| Total capital | 7,066,000 | 7,333,000 | 7,341,000 | 7,472,000 |
| Risk-weighted assets | 39,518,000 | 39,334,000 | 39,464,000 | 43,324,000 |