Call reports 2002
CITRUS AND CHEMICAL BANK — 2002
What CITRUS AND CHEMICAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 514,804,000 | 544,904,000 | 567,663,000 | 577,921,000 |
| Total loans | 274,787,000 | 275,497,000 | 287,446,000 | 291,853,000 |
| Allowance for loan losses | 3,472,000 | 3,570,000 | 3,649,000 | 3,597,000 |
| Securities available for sale | 170,361,000 | 181,326,000 | 196,946,000 | 197,139,000 |
| Securities held to maturity | 14,216,000 | 14,102,000 | 13,761,000 | 13,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,325,000 | 455,162,000 | 474,144,000 | 485,132,000 |
| Interest-bearing deposits | 374,257,000 | 400,493,000 | 415,618,000 | 425,782,000 |
| Noninterest-bearing deposits | 55,068,000 | 54,669,000 | 58,526,000 | 59,350,000 |
| Equity capital | 33,806,000 | 37,452,000 | 40,548,000 | 41,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,229,000 | 14,903,000 | 22,873,000 | 30,544,000 |
| Interest expense | 2,762,000 | 5,561,000 | 8,571,000 | 11,364,000 |
| Net interest income | 4,467,000 | 9,342,000 | 14,302,000 | 19,180,000 |
| Noninterest income | 1,450,000 | 3,282,000 | 5,057,000 | 6,892,000 |
| Noninterest expense | 4,026,000 | 8,213,000 | 12,466,000 | 17,022,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,666,000 | 3,961,000 | 6,220,000 | 8,175,000 |
| Income tax | 497,000 | 1,225,000 | 1,925,000 | 2,476,000 |
| Net income | 1,169,000 | 2,736,000 | 4,295,000 | 5,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,526,000 | 34,763,000 | 36,222,000 | 36,926,000 |
| Total capital | 36,998,000 | 38,333,000 | 39,871,000 | 40,523,000 |
| Risk-weighted assets | 348,029,000 | 359,124,000 | 376,087,000 | 383,866,000 |