Call reports 2001
CITRUS AND CHEMICAL BANK — 2001
What CITRUS AND CHEMICAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 408,613,000 | 414,658,000 | 428,350,000 | 462,381,000 |
| Total loans | 235,964,000 | 247,469,000 | 254,728,000 | 265,877,000 |
| Allowance for loan losses | 2,907,000 | 3,115,000 | 3,258,000 | 3,207,000 |
| Securities available for sale | 114,664,000 | 115,969,000 | 121,445,000 | 128,347,000 |
| Securities held to maturity | 13,770,000 | 13,338,000 | 13,118,000 | 14,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,100,000 | 356,932,000 | 359,553,000 | 379,985,000 |
| Interest-bearing deposits | 307,251,000 | 313,101,000 | 312,927,000 | 326,517,000 |
| Noninterest-bearing deposits | 40,849,000 | 43,831,000 | 46,626,000 | 53,468,000 |
| Equity capital | 31,480,000 | 32,283,000 | 34,317,000 | 33,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,144,000 | 14,320,000 | 21,424,000 | 28,505,000 |
| Interest expense | 3,251,000 | 6,360,000 | 9,338,000 | 12,149,000 |
| Net interest income | 3,893,000 | 7,960,000 | 12,086,000 | 16,356,000 |
| Noninterest income | 1,187,000 | 2,488,000 | 3,802,000 | 5,239,000 |
| Noninterest expense | 3,509,000 | 7,138,000 | 10,690,000 | 14,486,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,346,000 | 3,070,000 | 4,782,000 | 6,468,000 |
| Income tax | 339,000 | 866,000 | 1,396,000 | 1,879,000 |
| Net income | 1,007,000 | 2,204,000 | 3,386,000 | 4,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,369,000 | 31,319,000 | 32,216,000 | 32,687,000 |
| Total capital | 33,276,000 | 34,434,000 | 35,474,000 | 35,894,000 |
| Risk-weighted assets | 290,471,000 | 301,780,000 | 309,622,000 | 328,284,000 |