Call reports 2002
FIRST NATIONAL BANK AND TRUST — 2002
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,082,000 | 50,376,000 | 48,765,000 | 51,227,000 |
| Total loans | 30,572,000 | 31,588,000 | 31,277,000 | 31,578,000 |
| Allowance for loan losses | 581,000 | 479,000 | 517,000 | 427,000 |
| Securities available for sale | 16,022,000 | 15,272,000 | 13,810,000 | 14,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,754,000 | 38,994,000 | 37,153,000 | 39,577,000 |
| Interest-bearing deposits | 36,413,000 | 35,697,000 | 33,933,000 | 36,022,000 |
| Noninterest-bearing deposits | 3,341,000 | 3,297,000 | 3,220,000 | 3,555,000 |
| Equity capital | 6,420,000 | 6,529,000 | 6,757,000 | 6,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,797,000 | 2,656,000 | 3,479,000 |
| Interest expense | 347,000 | 651,000 | 934,000 | 1,190,000 |
| Net interest income | 581,000 | 1,146,000 | 1,722,000 | 2,289,000 |
| Noninterest income | 64,000 | 115,000 | 174,000 | 229,000 |
| Noninterest expense | 331,000 | 731,000 | 1,103,000 | 1,501,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 118,000 |
| Pretax income | 314,000 | 516,000 | 772,000 | 950,000 |
| Income tax | 12,000 | 0 | 0 | 0 |
| Net income | 302,000 | 516,000 | 772,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,230,000 | 6,054,000 | 6,223,000 | 6,314,000 |
| Total capital | 6,671,000 | 6,501,000 | 6,666,000 | 6,741,000 |
| Risk-weighted assets | 35,013,000 | 35,615,000 | 35,350,000 | 35,851,000 |