Call reports 2001
FIRST NATIONAL BANK AND TRUST — 2001
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,515,000 | 53,391,000 | 52,925,000 | 54,634,000 |
| Total loans | 33,405,000 | 32,469,000 | 33,230,000 | 33,776,000 |
| Allowance for loan losses | 490,000 | 523,000 | 551,000 | 554,000 |
| Securities available for sale | 15,386,000 | 15,342,000 | 16,039,000 | 15,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,527,000 | 42,968,000 | 40,583,000 | 42,486,000 |
| Interest-bearing deposits | 38,267,000 | 39,396,000 | 37,138,000 | 38,289,000 |
| Noninterest-bearing deposits | 3,260,000 | 3,572,000 | 3,445,000 | 4,197,000 |
| Equity capital | 5,741,000 | 5,952,000 | 6,319,000 | 6,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,157,000 | 3,236,000 | 4,213,000 |
| Interest expense | 505,000 | 1,009,000 | 1,477,000 | 1,883,000 |
| Net interest income | 551,000 | 1,148,000 | 1,759,000 | 2,330,000 |
| Noninterest income | 79,000 | 140,000 | 201,000 | 265,000 |
| Noninterest expense | 313,000 | 630,000 | 948,000 | 1,391,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 293,000 | 610,000 | 940,000 | 1,108,000 |
| Income tax | 11,000 | 23,000 | 36,000 | 42,000 |
| Net income | 282,000 | 587,000 | 904,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,405,000 | 5,624,000 | 5,853,000 | 5,928,000 |
| Total capital | 5,871,000 | 6,088,000 | 6,324,000 | 6,407,000 |
| Risk-weighted assets | 37,280,000 | 36,875,000 | 37,472,000 | 38,299,000 |