Call reports 2004
COLONIAL BANK — 2004
What COLONIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,455,612,000 | 17,437,702,000 | 18,195,635,000 | 18,884,741,000 |
| Total loans | 12,198,684,000 | 12,744,201,000 | 13,077,700,000 | 13,542,443,000 |
| Allowance for loan losses | 140,476,000 | 145,567,000 | 147,058,000 | 148,802,000 |
| Securities available for sale | 2,890,641,000 | 3,176,612,000 | 3,378,296,000 | 3,479,673,000 |
| Securities held to maturity | 8,518,000 | 7,250,000 | 6,632,000 | 6,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,144,125,000 | 10,883,582,000 | 11,293,704,000 | 11,754,731,000 |
| Interest-bearing deposits | 8,087,508,000 | 8,450,151,000 | 8,817,761,000 | 9,185,040,000 |
| Noninterest-bearing deposits | 2,056,617,000 | 2,433,431,000 | 2,475,943,000 | 2,569,691,000 |
| Equity capital | 1,416,505,000 | 1,442,396,000 | 1,582,717,000 | 1,592,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 193,829,000 | 397,331,000 | 614,271,000 | 848,529,000 |
| Interest expense | 58,279,000 | 116,204,000 | 192,696,000 | 271,243,000 |
| Net interest income | 135,550,000 | 281,127,000 | 421,575,000 | 577,286,000 |
| Noninterest income | 27,691,000 | 58,614,000 | 102,283,000 | 139,459,000 |
| Noninterest expense | 101,131,000 | 202,960,000 | 307,912,000 | 420,642,000 |
| Provision for loan losses | 7,934,000 | 14,453,000 | 21,606,000 | 26,994,000 |
| Pretax income | 61,618,000 | 129,378,000 | 201,757,000 | 276,653,000 |
| Income tax | 21,071,000 | 44,373,000 | 69,018,000 | 94,668,000 |
| Net income | 40,547,000 | 85,005,000 | 132,739,000 | 181,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,116,338,000 | 1,134,763,000 | 1,180,771,000 | 1,207,967,000 |
| Total capital | 1,486,825,000 | 1,510,342,000 | 1,558,060,000 | 1,587,346,000 |
| Risk-weighted assets | 12,665,657,000 | 13,039,289,000 | 13,722,184,000 | 14,801,200,000 |