Call reports 2019
ADVANTAGE BANK — 2019
What ADVANTAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 307,153,000 | 309,906,000 |
| Total loans | 261,850,000 | 258,419,000 |
| Allowance for loan losses | 2,151,000 | 2,148,000 |
| Securities available for sale | 7,640,000 | 7,335,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 246,362,000 | 255,469,000 |
| Interest-bearing deposits | 195,898,000 | 196,625,000 |
| Noninterest-bearing deposits | 50,464,000 | 58,844,000 |
| Equity capital | 39,960,000 | 41,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 4,357,000 | 8,938,000 |
| Interest expense | 759,000 | 1,528,000 |
| Net interest income | 3,598,000 | 7,410,000 |
| Noninterest income | 98,000 | 230,000 |
| Noninterest expense | 1,837,000 | 3,399,000 |
| Provision for loan losses | -221,000 | -221,000 |
| Pretax income | 2,066,000 | 4,448,000 |
| Income tax | 552,000 | 1,136,000 |
| Net income | 1,514,000 | 3,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 38,988,000 | 40,869,000 |
| Total capital | 41,139,000 | 43,017,000 |
| Risk-weighted assets | 247,851,000 | 249,274,000 |