Call reports 2017
ADVANTAGE BANK — 2017
What ADVANTAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 280,961,000 | 291,602,000 | 299,573,000 | 300,405,000 |
| Total loans | 229,582,000 | 238,320,000 | 248,630,000 | 248,443,000 |
| Allowance for loan losses | 1,879,000 | 1,830,000 | 1,840,000 | 1,999,000 |
| Securities available for sale | 21,130,000 | 20,227,000 | 20,664,000 | 18,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,897,000 | 248,141,000 | 248,947,000 | 245,276,000 |
| Interest-bearing deposits | 198,826,000 | 199,145,000 | 200,247,000 | 198,699,000 |
| Noninterest-bearing deposits | 41,071,000 | 48,996,000 | 48,699,000 | 46,577,000 |
| Equity capital | 27,937,000 | 29,309,000 | 30,545,000 | 31,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,491,000 | 7,302,000 | 11,104,000 | 14,870,000 |
| Interest expense | 402,000 | 833,000 | 1,299,000 | 1,793,000 |
| Net interest income | 3,089,000 | 6,469,000 | 9,805,000 | 13,077,000 |
| Noninterest income | 94,000 | 1,564,000 | 1,684,000 | 1,836,000 |
| Noninterest expense | 2,041,000 | 3,472,000 | 5,377,000 | 7,364,000 |
| Provision for loan losses | 250,000 | 2,357,000 | 2,507,000 | 2,657,000 |
| Pretax income | 888,000 | 2,200,000 | 3,601,000 | 4,888,000 |
| Income tax | 0 | 0 | 230,000 | 815,000 |
| Net income | 888,000 | 2,200,000 | 3,371,000 | 4,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,287,000 | 28,669,000 | 29,881,000 | 30,634,000 |
| Total capital | 29,166,000 | 30,499,000 | 31,721,000 | 32,633,000 |
| Risk-weighted assets | 216,091,000 | 228,002,000 | 239,339,000 | 235,983,000 |