Call reports 2016
ADVANTAGE BANK — 2016
What ADVANTAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 265,142,000 | 272,349,000 | 274,452,000 | 274,726,000 |
| Total loans | 212,421,000 | 222,487,000 | 222,392,000 | 226,999,000 |
| Allowance for loan losses | 1,151,000 | 1,646,000 | 1,702,000 | 1,704,000 |
| Securities available for sale | 20,491,000 | 20,180,000 | 21,354,000 | 20,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,074,000 | 233,422,000 | 235,577,000 | 234,744,000 |
| Interest-bearing deposits | 197,249,000 | 196,628,000 | 192,558,000 | 193,643,000 |
| Noninterest-bearing deposits | 35,825,000 | 36,794,000 | 43,019,000 | 41,101,000 |
| Equity capital | 24,451,000 | 25,334,000 | 26,196,000 | 27,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,440,000 | 6,973,000 | 10,317,000 | 13,786,000 |
| Interest expense | 350,000 | 708,000 | 1,110,000 | 1,510,000 |
| Net interest income | 3,090,000 | 6,265,000 | 9,207,000 | 12,276,000 |
| Noninterest income | 150,000 | 282,000 | -294,000 | -51,000 |
| Noninterest expense | 2,257,000 | 4,251,000 | 5,696,000 | 8,061,000 |
| Provision for loan losses | 252,000 | 747,000 | 822,000 | 922,000 |
| Pretax income | 731,000 | 1,549,000 | 2,399,000 | 3,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 731,000 | 1,549,000 | 2,399,000 | 3,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,810,000 | 24,682,000 | 25,586,000 | 26,488,000 |
| Total capital | 24,961,000 | 26,328,000 | 27,288,000 | 28,192,000 |
| Risk-weighted assets | 206,256,000 | 216,047,000 | 212,881,000 | 215,426,000 |