Call reports 2015
ADVANTAGE BANK — 2015
What ADVANTAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,293,000 | 263,660,000 | 265,921,000 | 265,130,000 |
| Total loans | 200,395,000 | 204,585,000 | 210,043,000 | 211,443,000 |
| Allowance for loan losses | 407,000 | 686,000 | 725,000 | 921,000 |
| Securities available for sale | 18,838,000 | 18,386,000 | 19,201,000 | 16,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,316,000 | 239,612,000 | 237,899,000 | 235,459,000 |
| Interest-bearing deposits | 203,124,000 | 205,763,000 | 204,399,000 | 201,133,000 |
| Noninterest-bearing deposits | 40,192,000 | 33,850,000 | 33,501,000 | 34,326,000 |
| Equity capital | 13,783,000 | 17,896,000 | 22,152,000 | 23,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,933,000 | 6,248,000 | 9,676,000 | 13,274,000 |
| Interest expense | 284,000 | 572,000 | 892,000 | 1,214,000 |
| Net interest income | 2,649,000 | 5,676,000 | 8,784,000 | 12,060,000 |
| Noninterest income | 440,000 | 251,000 | -620,000 | -403,000 |
| Noninterest expense | 2,389,000 | 4,264,000 | 5,980,000 | 8,294,000 |
| Provision for loan losses | 85,000 | 447,000 | 748,000 | 1,094,000 |
| Pretax income | 615,000 | 1,216,000 | 1,436,000 | 2,269,000 |
| Income tax | 0 | 0 | 0 | -193,000 |
| Net income | 615,000 | 1,216,000 | 1,436,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,683,000 | 17,434,000 | 21,684,000 | 23,239,000 |
| Total capital | 13,090,000 | 18,120,000 | 22,409,000 | 24,160,000 |
| Risk-weighted assets | 203,914,000 | 205,073,000 | 210,896,000 | 206,684,000 |