Call reports 2014
ADVANTAGE BANK — 2014
What ADVANTAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 264,043,000 | 260,084,000 | 264,135,000 | 261,922,000 |
| Total loans | 191,726,000 | 195,379,000 | 193,606,000 | 195,188,000 |
| Allowance for loan losses | 5,215,000 | 5,219,000 | 88,000 | 322,000 |
| Securities available for sale | 21,338,000 | 18,091,000 | 12,405,000 | 18,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,968,000 | 244,484,000 | 246,270,000 | 235,398,000 |
| Interest-bearing deposits | 227,196,000 | 213,492,000 | 213,581,000 | 209,430,000 |
| Noninterest-bearing deposits | 29,772,000 | 30,992,000 | 32,689,000 | 25,968,000 |
| Equity capital | 6,252,000 | 6,575,000 | 7,558,000 | 13,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 4,974,000 | 3,189,000 | 6,311,000 |
| Interest expense | 435,000 | 874,000 | 192,000 | 469,000 |
| Net interest income | 1,965,000 | 4,100,000 | 2,997,000 | 5,842,000 |
| Noninterest income | 66,000 | 542,000 | 58,000 | 252,000 |
| Noninterest expense | 2,027,000 | 4,364,000 | 1,648,000 | 3,947,000 |
| Provision for loan losses | 0 | 0 | 88,000 | 322,000 |
| Pretax income | -366,000 | -80,000 | 1,315,000 | 1,821,000 |
| Income tax | 0 | 0 | 246,000 | 193,000 |
| Net income | -366,000 | -80,000 | 1,069,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,524,000 | 6,817,000 | 6,362,000 | 12,040,000 |
| Total capital | 8,979,000 | 9,300,000 | 6,450,000 | 12,362,000 |
| Risk-weighted assets | 193,618,000 | 195,894,000 | 194,930,000 | 193,062,000 |