Call reports 2013
ADVANTAGE BANK — 2013
What ADVANTAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 258,820,000 | 264,774,000 | 256,011,000 | 256,811,000 |
| Total loans | 188,961,000 | 172,615,000 | 177,226,000 | 182,538,000 |
| Allowance for loan losses | 5,091,000 | 3,396,000 | 3,619,000 | 5,226,000 |
| Securities available for sale | 24,188,000 | 29,582,000 | 31,127,000 | 26,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,137,000 | 251,707,000 | 244,639,000 | 249,508,000 |
| Interest-bearing deposits | 219,507,000 | 223,993,000 | 215,402,000 | 216,085,000 |
| Noninterest-bearing deposits | 26,631,000 | 27,714,000 | 29,237,000 | 33,423,000 |
| Equity capital | 11,842,000 | 12,019,000 | 10,375,000 | 6,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 4,942,000 | 7,438,000 | 9,988,000 |
| Interest expense | 456,000 | 912,000 | 1,366,000 | 1,799,000 |
| Net interest income | 2,094,000 | 4,030,000 | 6,072,000 | 8,189,000 |
| Noninterest income | 125,000 | -135,000 | -1,373,000 | -3,090,000 |
| Noninterest expense | 2,461,000 | 4,822,000 | 6,826,000 | 8,930,000 |
| Provision for loan losses | 0 | 0 | 325,000 | 2,625,000 |
| Pretax income | -128,000 | -813,000 | -2,311,000 | -6,459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -128,000 | -813,000 | -2,311,000 | -6,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,736,000 | 12,544,000 | 11,044,000 | 6,888,000 |
| Total capital | 14,294,000 | 14,925,000 | 13,385,000 | 9,260,000 |
| Risk-weighted assets | 201,789,000 | 189,517,000 | 186,027,000 | 186,943,000 |