Call reports 2012
ADVANTAGE BANK — 2012
What ADVANTAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 339,198,000 | 288,376,000 | 273,088,000 | 270,261,000 |
| Total loans | 228,178,000 | 204,141,000 | 206,813,000 | 199,531,000 |
| Allowance for loan losses | 7,650,000 | 7,236,000 | 6,713,000 | 6,766,000 |
| Securities available for sale | 27,296,000 | 25,996,000 | 25,601,000 | 24,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,054,000 | 270,865,000 | 257,676,000 | 256,734,000 |
| Interest-bearing deposits | 296,917,000 | 246,071,000 | 229,089,000 | 225,150,000 |
| Noninterest-bearing deposits | 25,137,000 | 24,794,000 | 28,587,000 | 31,584,000 |
| Equity capital | 16,336,000 | 16,708,000 | 14,397,000 | 12,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,123,000 | 6,051,000 | 8,999,000 | 11,787,000 |
| Interest expense | 1,060,000 | 1,997,000 | 2,832,000 | 3,384,000 |
| Net interest income | 2,063,000 | 4,054,000 | 6,167,000 | 8,403,000 |
| Noninterest income | -191,000 | -235,000 | -1,118,000 | -2,699,000 |
| Noninterest expense | 2,475,000 | 5,006,000 | 7,357,000 | 10,010,000 |
| Provision for loan losses | 0 | 0 | 1,405,000 | 1,750,000 |
| Pretax income | -537,000 | -1,121,000 | -3,527,000 | -5,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -537,000 | -1,121,000 | -3,527,000 | -5,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,003,000 | 16,210,000 | 13,879,000 | 11,865,000 |
| Total capital | 19,136,000 | 19,040,000 | 16,723,000 | 14,588,000 |
| Risk-weighted assets | 245,826,000 | 221,215,000 | 222,518,000 | 213,152,000 |