Call reports 2011
ADVANTAGE BANK — 2011
What ADVANTAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 351,566,000 | 353,001,000 | 354,083,000 | 347,684,000 |
| Total loans | 255,490,000 | 242,470,000 | 236,609,000 | 229,561,000 |
| Allowance for loan losses | 8,309,000 | 8,200,000 | 9,578,000 | 7,999,000 |
| Securities available for sale | 30,091,000 | 30,399,000 | 29,401,000 | 27,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,422,000 | 332,497,000 | 338,009,000 | 329,844,000 |
| Interest-bearing deposits | 306,266,000 | 308,408,000 | 311,705,000 | 304,176,000 |
| Noninterest-bearing deposits | 20,156,000 | 24,089,000 | 26,304,000 | 25,668,000 |
| Equity capital | 23,053,000 | 19,185,000 | 14,869,000 | 16,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,546,000 | 6,895,000 | 9,831,000 | 13,035,000 |
| Interest expense | 1,238,000 | 2,488,000 | 3,750,000 | 4,974,000 |
| Net interest income | 2,308,000 | 4,407,000 | 6,081,000 | 8,061,000 |
| Noninterest income | -110,000 | -55,000 | -1,908,000 | -1,900,000 |
| Noninterest expense | 2,587,000 | 5,118,000 | 7,562,000 | 10,272,000 |
| Provision for loan losses | 1,000,000 | 1,600,000 | 3,400,000 | 3,400,000 |
| Pretax income | -1,238,000 | -2,112,000 | -6,409,000 | -7,131,000 |
| Income tax | 1,828,000 | 5,169,000 | 5,168,000 | 5,168,000 |
| Net income | -3,066,000 | -7,281,000 | -11,577,000 | -12,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,676,000 | 18,775,000 | 14,497,000 | 16,267,000 |
| Total capital | 23,109,000 | 22,128,000 | 17,719,000 | 19,410,000 |
| Risk-weighted assets | 269,748,000 | 263,421,000 | 250,854,000 | 246,194,000 |