Call reports 2010
ADVANTAGE BANK — 2010
What ADVANTAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 399,407,000 | 380,448,000 | 362,304,000 | 353,555,000 |
| Total loans | 323,074,000 | 296,549,000 | 292,833,000 | 266,442,000 |
| Allowance for loan losses | 6,477,000 | 8,888,000 | 8,796,000 | 8,055,000 |
| Securities available for sale | 25,830,000 | 26,084,000 | 22,403,000 | 22,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,317,000 | 346,888,000 | 331,256,000 | 325,241,000 |
| Interest-bearing deposits | 322,560,000 | 325,725,000 | 310,285,000 | 305,337,000 |
| Noninterest-bearing deposits | 19,757,000 | 21,163,000 | 20,971,000 | 19,904,000 |
| Equity capital | 35,576,000 | 29,658,000 | 29,562,000 | 26,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,736,000 | 9,176,000 | 13,287,000 | 16,902,000 |
| Interest expense | 1,925,000 | 3,513,000 | 4,925,000 | 6,252,000 |
| Net interest income | 2,811,000 | 5,663,000 | 8,362,000 | 10,650,000 |
| Noninterest income | -564,000 | -1,822,000 | -2,074,000 | -3,826,000 |
| Noninterest expense | 3,194,000 | 6,570,000 | 9,133,000 | 12,161,000 |
| Provision for loan losses | 1,600,000 | 9,670,000 | 9,671,000 | 12,421,000 |
| Pretax income | -2,374,000 | -12,060,000 | -11,898,000 | -17,025,000 |
| Income tax | -873,000 | -4,460,000 | -4,395,000 | -6,287,000 |
| Net income | -1,501,000 | -7,600,000 | -7,503,000 | -10,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,297,000 | 26,385,000 | 26,541,000 | 21,033,000 |
| Total capital | 39,464,000 | 30,219,000 | 30,315,000 | 24,570,000 |
| Risk-weighted assets | 331,205,000 | 301,637,000 | 296,839,000 | 278,439,000 |