Call reports 2007
ADVANTAGE BANK — 2007
What ADVANTAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 339,071,000 | 342,682,000 | 341,527,000 | 354,594,000 |
| Total loans | 310,543,000 | 305,730,000 | 311,055,000 | 322,805,000 |
| Allowance for loan losses | 3,439,000 | 3,057,000 | 3,111,000 | 3,232,000 |
| Securities available for sale | 12,324,000 | 16,183,000 | 16,434,000 | 15,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,652,000 | 303,457,000 | 286,024,000 | 293,801,000 |
| Interest-bearing deposits | 279,679,000 | 281,560,000 | 267,529,000 | 274,528,000 |
| Noninterest-bearing deposits | 21,973,000 | 21,897,000 | 18,495,000 | 19,273,000 |
| Equity capital | 32,699,000 | 33,534,000 | 34,565,000 | 35,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,713,000 | 15,413,000 | 22,856,000 | 30,065,000 |
| Interest expense | 3,673,000 | 7,366,000 | 11,044,000 | 14,671,000 |
| Net interest income | 4,040,000 | 8,047,000 | 11,812,000 | 15,394,000 |
| Noninterest income | 82,000 | 152,000 | 228,000 | 293,000 |
| Noninterest expense | 2,350,000 | 4,942,000 | 7,367,000 | 9,578,000 |
| Provision for loan losses | 115,000 | 145,000 | 175,000 | 460,000 |
| Pretax income | 1,657,000 | 3,112,000 | 4,498,000 | 5,649,000 |
| Income tax | 622,000 | 1,160,000 | 1,687,000 | 2,121,000 |
| Net income | 1,035,000 | 1,952,000 | 2,811,000 | 3,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,695,000 | 33,612,000 | 34,481,000 | 34,914,000 |
| Total capital | 36,134,000 | 36,669,000 | 37,592,000 | 38,146,000 |
| Risk-weighted assets | 319,007,000 | 319,197,000 | 321,401,000 | 338,514,000 |