Call reports 2006
ADVANTAGE BANK — 2006
What ADVANTAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 322,118,000 | 333,989,000 | 341,043,000 | 344,589,000 |
| Total loans | 294,280,000 | 302,794,000 | 314,758,000 | 308,344,000 |
| Allowance for loan losses | 3,047,000 | 3,176,000 | 3,325,000 | 3,495,000 |
| Securities available for sale | 6,096,000 | 6,803,000 | 8,298,000 | 11,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,651,000 | 287,183,000 | 296,200,000 | 305,021,000 |
| Interest-bearing deposits | 253,900,000 | 264,169,000 | 274,194,000 | 281,697,000 |
| Noninterest-bearing deposits | 19,751,000 | 23,014,000 | 22,006,000 | 23,324,000 |
| Equity capital | 29,119,000 | 29,931,000 | 31,214,000 | 31,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,577,000 | 13,765,000 | 21,443,000 | 29,205,000 |
| Interest expense | 2,516,000 | 5,495,000 | 8,805,000 | 12,601,000 |
| Net interest income | 4,061,000 | 8,270,000 | 12,638,000 | 16,604,000 |
| Noninterest income | 49,000 | 100,000 | 150,000 | 224,000 |
| Noninterest expense | 2,007,000 | 4,103,000 | 6,208,000 | 8,400,000 |
| Provision for loan losses | 415,000 | 865,000 | 1,165,000 | 1,505,000 |
| Pretax income | 1,688,000 | 3,402,000 | 5,394,000 | 6,902,000 |
| Income tax | 629,000 | 1,269,000 | 2,014,000 | 2,579,000 |
| Net income | 1,059,000 | 2,133,000 | 3,380,000 | 4,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,146,000 | 29,970,000 | 31,217,000 | 31,860,000 |
| Total capital | 32,193,000 | 33,146,000 | 34,542,000 | 35,355,000 |
| Risk-weighted assets | 300,818,000 | 312,785,000 | 322,446,000 | 318,288,000 |