Call reports 2025
NEW WASHINGTON STATE BANK, THE — 2025
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 614,653,000 | 644,802,000 | 637,293,000 | 762,918,000 |
| Total loans | 424,850,000 | 436,008,000 | 441,341,000 | 502,944,000 |
| Allowance for loan losses | 4,645,000 | 4,742,000 | 4,838,000 | 6,542,000 |
| Securities available for sale | 91,314,000 | 89,550,000 | 101,214,000 | 111,721,000 |
| Securities held to maturity | 29,634,000 | 29,591,000 | 33,763,000 | 51,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,871,000 | 589,749,000 | 579,980,000 | 682,874,000 |
| Interest-bearing deposits | 437,795,000 | 465,445,000 | 457,490,000 | 544,798,000 |
| Noninterest-bearing deposits | 123,076,000 | 124,304,000 | 122,490,000 | 138,076,000 |
| Equity capital | 48,729,000 | 49,693,000 | 51,562,000 | 71,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,647,000 | 15,751,000 | 24,215,000 | 33,465,000 |
| Interest expense | 2,493,000 | 5,187,000 | 8,074,000 | 11,089,000 |
| Net interest income | 5,154,000 | 10,564,000 | 16,141,000 | 22,376,000 |
| Noninterest income | 724,000 | 1,574,000 | 2,349,000 | 3,340,000 |
| Noninterest expense | 4,297,000 | 8,772,000 | 13,425,000 | 19,291,000 |
| Provision for loan losses | 186,000 | 313,000 | 463,000 | 859,000 |
| Pretax income | 1,395,000 | 3,053,000 | 4,602,000 | 5,566,000 |
| Income tax | 43,000 | 1,012,000 | 1,198,000 | 1,333,000 |
| Net income | 1,352,000 | 2,041,000 | 3,404,000 | 4,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,775,000 | 61,013,000 | 61,925,000 | 73,580,000 |