Call reports 2023
NEW WASHINGTON STATE BANK, THE — 2023
What NEW WASHINGTON STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 524,643,000 | 522,093,000 | 519,988,000 | 527,217,000 |
| Total loans | 353,791,000 | 366,491,000 | 374,639,000 | 382,286,000 |
| Allowance for loan losses | 4,158,000 | 4,238,000 | 4,296,000 | 4,376,000 |
| Securities available for sale | 99,273,000 | 93,186,000 | 88,587,000 | 86,080,000 |
| Securities held to maturity | 28,716,000 | 28,673,000 | 28,531,000 | 28,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,495,000 | 478,010,000 | 476,261,000 | 470,593,000 |
| Interest-bearing deposits | 341,953,000 | 349,966,000 | 352,416,000 | 304,806,000 |
| Noninterest-bearing deposits | 139,542,000 | 128,044,000 | 123,845,000 | 165,787,000 |
| Equity capital | 39,595,000 | 37,099,000 | 35,058,000 | 42,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,310,000 | 10,940,000 | 16,924,000 | 23,110,000 |
| Interest expense | 566,000 | 1,810,000 | 3,311,000 | 4,891,000 |
| Net interest income | 4,744,000 | 9,130,000 | 13,613,000 | 18,219,000 |
| Noninterest income | 677,000 | 1,375,000 | 2,103,000 | 2,811,000 |
| Noninterest expense | 3,491,000 | 7,078,000 | 10,925,000 | 14,850,000 |
| Provision for loan losses | 110,000 | 195,000 | 267,000 | 353,000 |
| Pretax income | 1,820,000 | 3,232,000 | 4,524,000 | 5,827,000 |
| Income tax | 0 | 0 | 0 | -4,342,000 |
| Net income | 1,820,000 | 3,232,000 | 4,524,000 | 10,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,719,000 | 51,222,000 | 51,747,000 | 56,095,000 |